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Moderate Income Housing Unit (MIHU)

Moderate Income Housing Unit (MIHU) Program Information

Are you looking for high-quality, yet affordable, housing options in Howard County?  Howard County Housing offers new, quality homes and apartments through its Moderate Income Housing Unit (MIHU) Program.    Open Enrollment runs four (4) times a year January, April, July and October.   

The MIHU Program is an inclusionary zoning program that requires developers of new housing in specific zoning districts to sell or rent a portion (generally 10-15%) of the dwelling units to households of moderate income.  MIHUs are sold or rented at affordable prices and rents set by Howard County Housing.  Any person or family can apply to buy or rent an MIHU, provided their household income does not exceed the following maximums: 

  2014 Income chart Final 

 

Sale prices for MIHUs range from $182,000 for a condominium to $277,000 for a townhouse.  Prices vary depending on the size and amenities of the unit.  Rents range from about $1,113 to $1,722, including utilities.  MIHUs are interspersed throughout each development and enjoy all of the amenities of each community. 

An individual wishing to purchase an MIHU must fill out an application form during one of  four open enrollment periods held throughout the year.  The application includes information about the applicant’s income, assets and household size.  In addition, an applicant may qualify for one or more purchasing preferences, such as: a first-time homebuyer, living or working in Howard County, or employed by County government, the school system, or a nonprofit organization. 

Once an application is received and determined complete, the applicant’s name is placed on a waiting list. As for-sale MIHUs become available, eligible applicants are notified and invited to attend a lottery drawing to select an eligible purchaser for each home. The selected purchaser must contract with the seller, obtain a mortgage commitment, and pay all downpayment and settlement costs.  

Applicants interested in MIHU rentals may apply directly to a participating rental community at anytime during the year.  MIHUs are rented on a first-come, first-serve basis.  MIHUs are interspersed throughout each community and residents enjoy all the amenities of the community life.  Rental management addresses and phone numbers can be found on the Apartments for Rent page below. 

Homes for Sale - updated  July 2014

Available apartments for rent  - updated July 2014

 MIHU Regulations 

 

Questions? Call the Department of Housing and Community Development at (410) 313-6318 for additional information about housing unit types, unit sizes, purchase or rental prices and further details about how you can become eligible for lottery drawings.